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社保第六险“长期护理险”要来了!当你老了,能靠它养老吗?

2020-09-27 13:56:56ag娱乐网址登录健康网
核心提示:近期,国家医保局会同财政部印发《关于扩大长期护理保险制度试点的指导意见》,明确将长期护理险试点扩围。被称为社保“第六险”的长期护理险究竟是什么险?今后我们养老能靠它吗?

  MUQIANWOGUOZHENGZHUJIANMAIRULAOLINGHUASHEHUI,JIEZHI2019NIANDI,WOGUO60SUIJIYISHANGRENKOUDA2.54 YI,ZHENGZAIMIANLINJUDADEYANGLAOFUDAN。YUJIDAO2053NIAN,ZHONGGUOLAONIANRENKOUJIANGDADAO4.87YIDEFENGZHI,ZHANZONGRENKOUDE34.9%。LINGWAIYIZUYOUZHONGGUOBAOXIANXINGYEXIEHUIFABUDE《2018-2019ZHONGGUOZHANGQIHULIDIAOYANBAOGAO》XIANSHI,YOU4.8%DELAONIANRENCHUYURICHANGHUODONGNENGLIZHONGDUSHINENG、7%CHUYUZHONGDUSHINENGZHUANGTAI,ZONGSHINENGLVWEI11.8%。

  DANGNILAOLE,RUHEGUOSHANGTIMIANDELAONIANSHENGHUO?ZHEIGEWENTIYINFAYUELAIYUEDUORENDESIKAO。

  JINQI,GUOJIAYIBAOJUHUITONGCAIZHENGBUYINFA《GUANYUKUODAZHANGQIHULIBAOXIANZHIDUSHIDIANDEZHIDAOYIJIAN》,MINGQUEJIANGZHANGQIHULIXIANSHIDIANKUOWEI。

  BEICHENGWEISHEBAO“DILIUXIAN”DEZHANGQIHULIXIANJIUJINGSHISHENMEXIAN?JINHOUWOMENYANGLAONENGKAOTAMA?

  所谓长期护理保险制度,是一项新的社会保险制度,主要是通过大家共同缴费的方式筹集资金,为那些失能人员的生活照料以及相关的医疗护理,提供费用保障的一项社会保险制度,它的目的在于化解失能人员家庭护理费用负担。

  JUGELIZI:ZAICIQIANDESHIDIANCHENGSHIZHONG,SHANGHAIDECHENAPOJIUYIJINGYONGSHANGLEZHANGQIHULIBAOXIAN